Access your savings online, in branch or over the phone. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). Before you apply, we need to check you're happy with a few things. They'll only take a minute. For example, if you had £20,000 and you needed £5,000 of it in two months' time, you could stick £5,000 in the top easy-access account, and then put the rest into a one-year fix. Fixed Rate ISA - where you get a guaranteed rate, but must lock your savings in for a certain time, called a 'term'. How do I report a lost, stolen or damaged debit card and order a replacement? If you would like to open a packaged account, this can be done online or in branch. NatWest Business Reserve Account - the business account that allows you to access your account and make multiple withdrawals without penalties. Remember, to apply for a Digital Regular Saver account, you must: Login using your NatWest Online Banking details at the start of the application. Most Popular Questions. Savings Builder - great for regular savers, with a savings balance under £10,000. Yes, we may change the rate up or down. The interest rate you are paid without the deduction of UK income tax. NatWest Treasury Reserve account could be right for you. You can only pay up to £50 into the account each calendar month. Any amount over this limit may be automatically moved to your current account. Interest is calculated on a daily basis and paid into your account on the first business day of the month. No, but it helps keep you in the savings habit. Your account can be opened online or through our mobile app. We need to do a few final checks with you. We recommend you view the individual product page for your chosen account for information on when interest is paid, as this differs between accounts. Their First Saver Account is an instant access account for youngsters under the age of 16. A UK resident, aged 18 years or over and a NatWest current account holder. There is no maximum balance limit, however, the higher interest rate will only apply to balances up to and including £1,000. A conditional bonus interest of 0.50% Gross pa (fixed) paid quarterly as standard, if … The current tax-free allowance is £20,000. Topics. Stands for the Annual Equivalent Rate. If you don't have one, click here to view our current account range. Business Savings - want better returns? NatWest savings accounts NatWest offers a wide range of short and long term savings accounts, ranging from fixed rate bonds and cash ISAs to children’s savings and flexible easy access accounts. Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme. Broadly speaking, we offer 4 types of savings account: For more information on how each works, simply select the relevant account type from the list above. Instant Saver - instant access savings; Savings Builder - savings of £50 - £25,000; Premium Saver - savings of £25,000 - £1,000,000 Earn bonus interest on savings between £25,000 and £1 million; Exclusively available for NatWest current account … to take account of Bank of England base rate changes, or changes in … Very important information about how your money is protected. By contrast, instant access savings account rates are variable and can be changed, e.g. NatWest Savings Accounts for Children – NatWest First Saver offers a specialist savings account that is designed to help children get into the savings habit from £1. (Opening hours may vary … Yes, you can withdraw your money at anytime. 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